How to Use Afterpay

Afterpay lets you buy now and pay later in 4 interest-free instalments.

Requirements

To use Afterpay, you need:

• To be 18 years or older
• An Australian debit or credit card
• An Australian billing address
• A valid email address and phone number

Order Limits

• Minimum order: $100
• Maximum order: $2,000 (may vary based on your Afterpay account)

How to Pay with Afterpay

Step 1: Shop

Add items to your cart as normal.

Step 2: Checkout

Select "Afterpay" as your payment method at checkout.

Step 3: Log In

• Existing customers: Log into your Afterpay account
• New customers: Create an account (instant approval)

Step 4: Complete Purchase

Confirm your order. Your first instalment (25%) is charged immediately.

Step 5: Pay Remaining Instalments

Afterpay will automatically charge your remaining 3 instalments every 2 weeks.

Payment Schedule Example

For a $400 purchase:

Managing Your Afterpay

• Download the Afterpay app to track payments
• Log into afterpay.com to view your account
• Set up payment reminders

Late Fees

Afterpay charges late fees if you miss a payment:

• Initial late fee: $10
• Additional fee if still unpaid after 7 days: $7
• Maximum late fees capped at 25% of order value or $68 (whichever is less)

Returns with Afterpay

If you return an Afterpay purchase:

• Refund is applied to your Afterpay account
• Remaining instalments are adjusted or cancelled
• Already-paid instalments are refunded

Questions?

• Afterpay support: afterpay.com/help
• Our team: Chat with us anytime

Updated on: 27/01/2026