> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.coffeemachinespecialist.com.au/sitemap.xml
> Use this file to discover available pages before exploring further.
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# Payment Options Available

# Payment Options

We offer a variety of secure payment options to make your purchase easy.

## Credit & Debit Cards

We accept all major cards:
* Visa
* Mastercard
* American Express

All card payments are securely processed with SSL encryption.

## PayPal

Pay securely with your PayPal account:
* No need to enter card details on our site
* PayPal Buyer Protection included
* Pay with PayPal balance or linked cards

## Buy Now, Pay Later

### Afterpay
* Pay in **4 fortnightly instalments**
* No interest when paid on time
* Instant approval at checkout
* Available for all orders

**How Afterpay Works:**
1. Select Afterpay at checkout
2. Log in or create Afterpay account
3. Pay 25% today
4. Pay remaining 75% in 3 fortnightly instalments

### Zip Pay
* **Flexible repayments** - pay at your own pace
* Interest-free for purchases under $1,000
* Minimum monthly repayment required
* Available for orders up to $2,000

**How Zip Pay Works:**
1. Select Zip Pay at checkout
2. Log in or create Zip account
3. Complete your purchase
4. Repay on your schedule (minimum monthly payment applies)

## Bank Transfer

For large orders or business purchases:
* Request bank transfer details at checkout
* Orders processed once payment is received
* Allow 1-2 business days for payment to clear

## Payment Security

Your security is our priority:
* 🔒 SSL encrypted checkout
* 🛡️ PCI DSS compliant
* 🔐 No card details stored on our servers
* ✅ Secure payment gateways

## Payment Issues?

If you experience any payment issues:
1. Check your card details are correct
2. Ensure sufficient funds available
3. Try a different payment method
4. Contact your bank if the issue persists
5. Chat with us for assistance

## Questions?
Our team is happy to help with any payment questions. Chat with us anytime!
